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IOBA0000197 โ€” Indian Overseas Bank, Gujjarwal Branch

The IFSC Code of Indian Overseas Bank, Gujjarwal branch in Ludhiana, Punjab is IOBA0000197.

RBI IFSC Code (NEFT / RTGS / IMPS / UPI)
IOBA0000197
Branch Code: 000197 โ€ข Bank Code: IOBA
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Branch Information & Address

IFSC Code IOBA0000197
Bank Name Indian Overseas Bank (IOBA)
Branch Name Gujjarwal
Branch Code 000197 (Last 6 characters of IFSC)
Branch Address NEAR GURUDWARA JAI SIN MAIN BAZAAR GUJJARWAL PIN 141202
City / Center Gajjarwal
District Ludhiana (All banks in Ludhiana)
State / UT Punjab (Punjab Directory)
PIN Code 141202 (Post Offices in 141202 โ€ข All Banks in 141202)
Contact / Phone 2864378
Payment Channels โœ“ NEFT (24ร—7) โœ“ RTGS (24ร—7) โœ“ IMPS (Instant) โœ“ UPI
Short IFSC Link https://searchpincode.ibadi.in/ifsc/IOBA0000197

How IOBA0000197 is Decoded

IOBA
1stโ€“4th Characters: Bank Code
Identifies Indian Overseas Bank
0
5th Character: Control Digit
Reserved digit 0 (standard across all RBI IFSCs)
000197
6thโ€“11th Characters: Branch Code
Unique identifier for Gujjarwal branch

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Where to Find IOBA0000197 on a Indian Overseas Bank Cheque Leaf

On a cheque issued by Indian Overseas Bank (Gujjarwal Branch), the 11-character IFSC code IOBA0000197 is printed at the top-left below the branch address:

INDIAN OVERSEAS BANK
Branch: Gujjarwal
NEAR GURUDWARA JAI SIN MAIN BAZAAR GUJJARWAL PIN 141202, Gajjarwal, Punjab - 141202
1 RTGS / NEFT IFSC CODE : IOBA0000197
VALID FOR 3 MONTHS ONLY
CTS-2010
2 "048291" 6-Digit Cheque No.
3 141002056: 9-Digit MICR Code (City 141 + Bank + Branch)
004512" Account ID
31 Tx Code
1
11-Character IFSC Code (IOBA0000197)

Printed at the top-left of the cheque leaf below the branch address. Required for all NEFT, RTGS, and IMPS online fund transfers.

2
6-Digit Cheque Number (048291)

The first 6 digits printed in magnetic ink at the bottom-left of the cheque leaf identify the unique leaf number.

3
9-Digit MICR Code (141002056)

Printed next to the cheque number on the bottom white strip: first 3 digits = City PIN prefix (141), middle 3 = Bank code, last 3 = Branch code.

Post Offices near this Bank (PIN: 141202)

The Indian Overseas Bank, Gujjarwal branch is located in the 141202 pincode area. You can find a list of all post offices, delivery areas, and local postal tracking details for this PIN code on our dedicated directory.

๐Ÿ“ India Post (PIN: 141202)
Ludhiana District, Punjab
View Post Offices in 141202 โ†’

Location Map: Indian Overseas Bank, Gujjarwal

Approximate map location for Indian Overseas Bank, NEAR GURUDWARA JAI SIN MAIN BAZAAR GUJJARWAL PIN 141202, Gajjarwal, Punjab.

Other Indian Overseas Bank Branches in Ludhiana

Sibling branches of Indian Overseas Bank located in Ludhiana, Punjab.

View All Ludhiana Branches โ†’
Branch Name IFSC Code City Address
Akalgarh Gurusar Sudhar IOBA0000187 Sudhar AKHAL GARHGURUSARSUDHAR, PO KHALSA COLLEGE
Arya College Brch IOBA0001406 Ludhiana ARYA COLLEGE FOR BOYS,RAJPURA RD,LUDHIANA
Baddowal IOBA0000204 Baddowal MAIN ROAD,BADDOWAL PIN 142021
Baddowal Fad Baddowal Cantonment IOBA0001723 Baddowal BADDOWAL PIN 142021
Baranhara IOBA0003047 Ludhiana 191,GOLDEN AVENUE,BARANHARA HUMBRAN ROAD,LUDHIANA 141008
Brown Road IOBA0000342 Ludhiana C M C ROSS HOSTEL BLDG,BROWN RODLUDHIANA
Chakohi IOBA0000575 Chakohi CHAKOHI VILLAGE ,TEHSIL KHANNA ,CHAKOHI PIN 141401
Civil Lines IOBA0000446 Ludhiana FOUNTAIN CHOWK,CIVIL LINES,LUDHIANA
Dhandari Kalan IOBA0004120 Ludhiana INDIAN OVERSEAS BANK, PLOT NO 1209, GT ROAD DHANDARI KALAN, LUDHIANA 141014
Halwara IOBA0001727 Halwara HALWARA PIN 141106
Ind Area IOBA0000390 Ludhiana G T BYPASS RD,NEAR TRANSPORT NAGAR,INDTL AREA,LUDHIANA
Jagraon IOBA0000389 Jagraon LAJPATRAI ROAD, JAGRAON PIN 142006

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FAQs on Indian Overseas Bank Gujjarwal IFSC Code (IOBA0000197)

What is the IFSC code of Indian Overseas Bank Gujjarwal branch?

The IFSC code of Indian Overseas Bank, Gujjarwal branch in Ludhiana, Punjab is IOBA0000197. This code is used for NEFT, RTGS, IMPS, and UPI fund transfers.

What is the 6-digit branch code for IOBA0000197?

The branch code is 000197 (the last 6 characters of IOBA0000197), and the 4-letter bank identifier is IOBA.

Where is Indian Overseas Bank Gujjarwal located?

The registered address is: NEAR GURUDWARA JAI SIN MAIN BAZAAR GUJJARWAL PIN 141202, Gajjarwal, District Ludhiana, Punjab โ€“ 141202.