How is an 11-character IFSC Code structured?

The first 4 characters represent the bank code (e.g., SBIN for State Bank of India, HDFC for HDFC Bank), the 5th character is always 0 (reserved for future use), and the last 6 characters identify the specific bank branch.

Where are IFSC and MICR codes located on a bank cheque leaf?

The 11-character IFSC code is printed at the top-left of the cheque leaf below the bank branch address. The 9-digit MICR (Magnetic Ink Character Recognition) code is printed on the white bottom band next to the 6-digit cheque number.

What happened to IFSC codes of merged PSU banks like Syndicate, Allahabad, Andhra, Corporation, OBC, Dena, and Vijaya Bank?

Following the RBI PSU bank amalgamations, old IFSC codes of merged banks were migrated to their anchor banks: Syndicate Bank into Canara Bank (CNRB), Allahabad Bank into Indian Bank (IDIB), Andhra Bank and Corporation Bank into Union Bank of India (UBIN), OBC and United Bank into Punjab National Bank (PUNB), and Dena and Vijaya Bank into Bank of Baroda (BARB).

Find Indian Bank IFSC Codes & Branch Details Instantly

Search across 183,255 RBI-verified bank branches, 234 scheduled banks, and all 36 States & UTs in India.

183,255Branches

234Banks

36States/UTs

54,586Cities

Try IFSC: SBIN0000300 HDFC0000001 ICIC0000002 PUNB0001200 BARB0NARIMA UTIB0000004 CNRB0000001

Browse IFSC Code by Bank & Branch

Select Bank → State → District → City → Branch step-by-step, or switch tabs to search by IFSC, Address/PIN, or Merged Bank.

1 Select Bank

2 Select State / UT

3 Select District

4 City / Town

5 Select Branch

Did your bank merge with another Public Sector Bank? Check the official RBI old-to-new IFSC prefix mapping below or enter your old IFSC code to locate the new anchor bank:

Ersthwhile (Merged) Bank	Old Prefix	Merged Into (Anchor Bank)	New Prefix	Migration Rule & Action
Syndicate Bank	`SYNB`	Canara Bank	CNRB	SYNB000XXXX changed to CNRB001XXXX (10,000 added to old 4-digit branch code in most cases). Find New IFSC →
Allahabad Bank	`ALLA`	Indian Bank	IDIB	All old ALLA0XXXXXX IFSC codes migrated to new IDIB0XXXXXX codes. Find New IFSC →
Andhra Bank	`ANDB`	Union Bank of India	UBIN	Old ANDB0XXXXXX codes replaced with UBIN08XXXXX series. Find New IFSC →
Corporation Bank	`CORP`	Union Bank of India	UBIN	Old CORP0XXXXXX codes replaced with UBIN09XXXXX series. Find New IFSC →
Oriental Bank of Commerce (OBC)	`ORBC`	Punjab National Bank	PUNB	Old ORBC0XXXXXX codes migrated to new PUNB0XXXXXX IFSC codes. Find New IFSC →
United Bank of India	`UTBI`	Punjab National Bank	PUNB	Old UTBI0XXXXXX codes migrated to new PUNB0XXXXXX IFSC codes. Find New IFSC →
Dena Bank	`BKDN`	Bank of Baroda	BARB	Old BKDN0XXXXXX codes replaced with BARB0DBXXXX series. Find New IFSC →
Vijaya Bank	`VIJB`	Bank of Baroda	BARB	Old VIJB0XXXXXX codes replaced with BARB0VJXXXX series. Find New IFSC →
State Bank Associates (SBBJ, SBHY, SBMY, STBP, SBTR)	`SBBJ / SBHY / SBMY / STBP / SBTR`	State Bank of India	SBIN	All 5 associate banks and Bharatiya Mahila Bank merged into SBIN00XXXXX. Find New IFSC →
Lakshmi Vilas Bank	`LAVB`	DBS Bank India Limited	DBSS	Amalgamated with DBS Bank India Limited (DBSS0INXXXX). Find New IFSC →

Popular Banks in India

Browse IFSC codes for major Public Sector, Private Sector, Small Finance, Payments, Co-operative, and Foreign banks.

View All 234 Banks →

All A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

Public Sector Banks Private Sector Banks Small Finance Banks Payments Banks Regional Rural Banks Co-operative Banks Foreign Banks

State Bank of India 26,508 branches • 35 states

SBIN

Punjab National Bank 13,076 branches • 35 states

PUNB

Canara Bank 12,158 branches • 35 states

CNRB

Union Bank of India 11,257 branches • 35 states

UBIN

HDFC Bank 10,976 branches • 35 states

HDFC

Bank of Baroda 10,165 branches • 34 states

BARB

ICICI Bank Limited 8,340 branches • 34 states

ICIC

Bank of India 7,245 branches • 34 states

BKID

Axis Bank 7,116 branches • 35 states

UTIB

Indian Bank 6,044 branches • 34 states

IDIB

Central Bank of India 4,786 branches • 34 states

CBIN

Indian Overseas Bank 4,739 branches • 34 states

IOBA

IDBI Bank 3,691 branches • 34 states

IBKL

UCO Bank 3,447 branches • 35 states

UCBA

Yes Bank 3,342 branches • 34 states

YESB

Bank of Maharashtra 2,913 branches • 36 states

MAHB

Kotak Mahindra Bank Limited 2,561 branches • 29 states

KKBK

Indusind Bank 2,301 branches • 34 states

INDB

Bandhan Bank Limited 2,018 branches • 34 states

BDBL

AU Small Finance Bank Limited 1,947 branches • 25 states

AUBL

Punjab and Sind Bank 1,840 branches • 32 states

PSIB

Karnataka Grameena Bank 1,817 branches • 1 states

PKGB

Federal Bank 1,796 branches • 31 states

FDRL

The Gujarat State Cooperative Bank Limited 1,754 branches • 2 states

GSCB

Browse IFSC Codes by State & Union Territory

All 36 Indian States and Union Territories with bank, district & branch counts.

Full State Directory →

Andaman and Nicobar Islands 18 banks • 16 districts

84

Andhra Pradesh 54 banks • 554 districts

11,611

Arunachal Pradesh 22 banks • 43 districts

211

Assam 35 banks • 236 districts

2,670

Bihar 40 banks • 725 districts

6,098

Chandigarh 42 banks • 77 districts

717

Chhattisgarh 44 banks • 254 districts

3,260

Dadra and Nagar Haveli and Daman and Diu 27 banks • 18 districts

122

Delhi 69 banks • 174 districts

4,747

Goa 45 banks • 65 districts

914

Gujarat 84 banks • 797 districts

12,270

Haryana 58 banks • 335 districts

5,639

Himachal Pradesh 35 banks • 296 districts

2,116

Jammu and Kashmir 30 banks • 117 districts

2,026

Jharkhand 39 banks • 500 districts

3,315

Karnataka 79 banks • 419 districts

13,472

Kerala 50 banks • 466 districts

9,076

Ladakh 2 banks • 2 districts

2

Lakshadweep 8 banks • 10 districts

27

Madhya Pradesh 58 banks • 692 districts

8,500

Maharashtra 164 banks • 1,237 districts

23,271

Manipur 21 banks • 49 districts

274

Meghalaya 30 banks • 50 districts

431

Mizoram 23 banks • 20 districts

169

Nagaland 25 banks • 34 districts

238

Odisha 42 banks • 455 districts

6,257

Puducherry 38 banks • 16 districts

241

Punjab 47 banks • 468 districts

7,150

Rajasthan 55 banks • 667 districts

9,947

Sikkim 27 banks • 23 districts

205

Tamil Nadu 67 banks • 654 districts

14,286

Telangana 52 banks • 225 districts

5,326

Tripura 28 banks • 40 districts

432

Uttar Pradesh 54 banks • 1,343 districts

16,436

Uttarakhand 46 banks • 222 districts

2,581

West Bengal 50 banks • 661 districts

9,134

How to Locate IFSC Code and MICR Code on a Bank Cheque

Every standard CTS-2010 bank cheque leaf issued in India displays both the 11-character IFSC Code (top-left under the branch address) and the 9-digit MICR Code (bottom magnetic ink strip next to the 6-digit cheque number):

STATE BANK OF INDIA

Branch: Mumbai Main Branch
Mumbai Samachar Marg, Horniman Circle, Fort, Mumbai, Maharashtra - 400001

1 RTGS / NEFT IFSC CODE : SBIN0000300

VALID FOR 3 MONTHS ONLY

CTS-2010

2 "048291" 6-Digit Cheque No.

3 400002056: 9-Digit MICR Code (City 400 + Bank + Branch)

004512" Account ID

31 Tx Code

1

11-Character IFSC Code (SBIN0000300)

Printed at the top-left of the cheque leaf below the branch address. Required for all NEFT, RTGS, and IMPS online fund transfers.

2

6-Digit Cheque Number (048291)

The first 6 digits printed in magnetic ink at the bottom-left of the cheque leaf identify the unique leaf number.

3

9-Digit MICR Code (400002056)

Printed next to the cheque number on the bottom white strip: first 3 digits = City PIN prefix (400), middle 3 = Bank code, last 3 = Branch code.

Top Indian Banks — IFSC Code Prefix, Format & Branch Count

Quick reference table of leading Public and Private Sector banks in India showing their 4-letter RBI bank identifier, IFSC code format, total active branches in our database, and direct branch directory links.

Bank Name	4-Letter Prefix	IFSC Format	Category	Active Branches	States / UTs	Directory
State Bank of India	SBIN	`SBIN0XXXXXX`	Public Sector Bank	26,508	35	Find IFSC →
Punjab National Bank	PUNB	`PUNB0XXXXXX`	Public Sector Bank	13,076	35	Find IFSC →
Canara Bank	CNRB	`CNRB0XXXXXX`	Public Sector Bank	12,158	35	Find IFSC →
Union Bank of India	UBIN	`UBIN0XXXXXX`	Public Sector Bank	11,257	35	Find IFSC →
HDFC Bank	HDFC	`HDFC0XXXXXX`	Private Sector Bank	10,976	35	Find IFSC →
Bank of Baroda	BARB	`BARB0XXXXXX`	Public Sector Bank	10,165	34	Find IFSC →
ICICI Bank Limited	ICIC	`ICIC0XXXXXX`	Private Sector Bank	8,340	34	Find IFSC →
Bank of India	BKID	`BKID0XXXXXX`	Public Sector Bank	7,245	34	Find IFSC →
Axis Bank	UTIB	`UTIB0XXXXXX`	Private Sector Bank	7,116	35	Find IFSC →
Indian Bank	IDIB	`IDIB0XXXXXX`	Public Sector Bank	6,044	34	Find IFSC →
Central Bank of India	CBIN	`CBIN0XXXXXX`	Public Sector Bank	4,786	34	Find IFSC →
Indian Overseas Bank	IOBA	`IOBA0XXXXXX`	Public Sector Bank	4,739	34	Find IFSC →
IDBI Bank	IBKL	`IBKL0XXXXXX`	Private Sector Bank	3,691	34	Find IFSC →
UCO Bank	UCBA	`UCBA0XXXXXX`	Public Sector Bank	3,447	35	Find IFSC →
Yes Bank	YESB	`YESB0XXXXXX`	Private Sector Bank	3,342	34	Find IFSC →

Understanding the 11-Character RBI IFSC Code Format

Every IFSC code assigned by the Reserve Bank of India is exactly 11 alphanumeric characters long:

SBIN

Characters 1–4: Bank Code

4-letter alphabetic code identifying the bank (e.g., SBIN = State Bank of India)

0

Character 5: Control Zero

Always the digit 0 (zero), reserved by RBI for future system expansion

000300

Characters 6–11: Branch Code

6-character numeric or alphanumeric code uniquely identifying the branch

Frequently Asked Questions (FAQs) on IFSC & MICR Codes

What is an IFSC Code and why is it required for online transfers?

IFSC stands for Indian Financial System Code. It is a unique 11-character alphanumeric code issued by the Reserve Bank of India (RBI) to identify every bank branch participating in electronic payment systems in India, including NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), and IMPS (Immediate Payment Service). It ensures funds are routed to the exact beneficiary bank branch.

Where can I find my bank branch IFSC and MICR code?

You can find your branch IFSC code printed at the top-left of your bank cheque leaf, on the front page of your bank passbook, in your mobile/internet banking app, or by selecting your Bank → State → District → City → Branch in the IFSC Locator above.

Is the 5th character of an IFSC code always zero (0)?

Yes. In every valid 11-character Indian IFSC code, the 5th character is always the numeric digit 0 (zero), never the letter O. You can verify up to 50 codes at once using our Bulk IFSC Code Validator.

What is the difference between an IFSC code and a MICR code?

An IFSC code is an 11-character alphanumeric code (e.g., SBIN0000300) used for electronic fund transfers (NEFT, RTGS, IMPS). A MICR code (Magnetic Ink Character Recognition) is a 9-digit numeric code (e.g., 400002056) printed in magnetic ink at the bottom of a cheque leaf to speed up physical cheque clearing under CTS/ECS.

How do I find the new IFSC code if my bank merged with another PSU bank?

If you held an account with Syndicate Bank (merged into Canara Bank), Allahabad Bank (merged into Indian Bank), Andhra Bank or Corporation Bank (merged into Union Bank of India), OBC or United Bank of India (merged into PNB), or Dena/Vijaya Bank (merged into Bank of Baroda), click the 🔄 By Old IFSC tab in our Finder tool above to view the new prefix and locate your updated branch IFSC code.