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IOBA0000344 โ€” Indian Overseas Bank, Phagwara Branch

The IFSC Code of Indian Overseas Bank, Phagwara branch in Kapurthala, Punjab is IOBA0000344.

RBI IFSC Code (NEFT / RTGS / IMPS / UPI)
IOBA0000344
Branch Code: 000344 โ€ข Bank Code: IOBA
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Branch Information & Address

IFSC Code IOBA0000344
Bank Name Indian Overseas Bank (IOBA)
Branch Name Phagwara
Branch Code 000344 (Last 6 characters of IFSC)
Branch Address OPP. BUS STAND,G.T. RD,PHAGWARA
City / Center Phagwara
District Kapurthala (All banks in Kapurthala)
State / UT Punjab (Punjab Directory)
Contact / Phone 01824-260430 (STD Code: 01824)
Payment Channels โœ“ NEFT (24ร—7) โœ“ RTGS (24ร—7) โœ“ IMPS (Instant) โœ“ UPI
Full Branch URL https://searchpincode.ibadi.in/ifsc/indian-overseas-bank/punjab/kapurthala/phagwara

How IOBA0000344 is Decoded

IOBA
1stโ€“4th Characters: Bank Code
Identifies Indian Overseas Bank
0
5th Character: Control Digit
Reserved digit 0 (standard across all RBI IFSCs)
000344
6thโ€“11th Characters: Branch Code
Unique identifier for Phagwara branch

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Where to Find IOBA0000344 on a Indian Overseas Bank Cheque Leaf

On a cheque issued by Indian Overseas Bank (Phagwara Branch), the 11-character IFSC code IOBA0000344 is printed at the top-left below the branch address:

INDIAN OVERSEAS BANK
Branch: Phagwara
OPP. BUS STAND,G.T. RD,PHAGWARA, Phagwara, Punjab
1 RTGS / NEFT IFSC CODE : IOBA0000344
VALID FOR 3 MONTHS ONLY
CTS-2010
2 "048291" 6-Digit Cheque No.
3 400002056: 9-Digit MICR Code (City 400 + Bank + Branch)
004512" Account ID
31 Tx Code
1
11-Character IFSC Code (IOBA0000344)

Printed at the top-left of the cheque leaf below the branch address. Required for all NEFT, RTGS, and IMPS online fund transfers.

2
6-Digit Cheque Number (048291)

The first 6 digits printed in magnetic ink at the bottom-left of the cheque leaf identify the unique leaf number.

3
9-Digit MICR Code (400002056)

Printed next to the cheque number on the bottom white strip: first 3 digits = City PIN prefix (400), middle 3 = Bank code, last 3 = Branch code.

Location Map: Indian Overseas Bank, Phagwara

Approximate map location for Indian Overseas Bank, OPP. BUS STAND,G.T. RD,PHAGWARA, Phagwara, Punjab.

Other Indian Overseas Bank Branches in Kapurthala

Sibling branches of Indian Overseas Bank located in Kapurthala, Punjab.

View All Kapurthala Branches โ†’
Branch Name IFSC Code City Address
Kapurthala IOBA0002644 Kapurthala RAILWAY ROAD,ADJOINING APSLEY COOKER FACTORY,KAPURTHALA 144601
Pattarkalan IOBA0000561 Kapurthala PATTARKALAN,PIN 144806

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FAQs on Indian Overseas Bank Phagwara IFSC Code (IOBA0000344)

What is the IFSC code of Indian Overseas Bank Phagwara branch?

The IFSC code of Indian Overseas Bank, Phagwara branch in Kapurthala, Punjab is IOBA0000344. This code is used for NEFT, RTGS, IMPS, and UPI fund transfers.

What is the 6-digit branch code for IOBA0000344?

The branch code is 000344 (the last 6 characters of IOBA0000344), and the 4-letter bank identifier is IOBA.

Where is Indian Overseas Bank Phagwara located?

The registered address is: OPP. BUS STAND,G.T. RD,PHAGWARA, Phagwara, District Kapurthala, Punjab.